June 8, 2021 – On June 8, 2021, all FNB Mobile Banking users will be asked to accept new Terms and Conditions when logging into the FNB Mobile App.  If you have trouble logging in, please try to uninstall and then reinstall the Mobile App.  Please contact us if you have any questions or problems with this process.

Looking to the future, we are excited to announce that on September 7, 2021 FNB’s Internet and Mobile Banking platform will undergo additional maintenance and improvements.  This will result in several enhancements that will increase convenience for our customers.  Additional information detailing the 9/7/21 upgrade will be sent out soon.

We appreciate your patience in advance.  If you have any questions or need assistance, please call us at 618-842-2107.  We are happy to assist you.


March 29, 2021 – FNB announced a groundbreaking ceremony to kick off construction of its new bank building, to be located along Route 1 at 113 South Court Street in Grayville. The ceremony will be a celebration of this new project and will highlight the bank’s connection and history with the local area. The ceremony will begin at the building site at 11am on April 7th and will be followed by a community lunch at the current facility at 119 S. Middle Street.

“FNB has been honored to be a part of the Grayville community for many years,” said Joey Hungerford, incoming President of FNB. “We are very excited to see this new facility come to fruition so that we can continue to better serve our customers and the Grayville community,” he added.

The new 3,800 square foot facility will be more convenient for customers, with a state-of-the-art lobby and drive-through. Construction is expected to take approximately nine months, with an anticipated grand opening early 2022.


March 10, 2021 – The Fairfield National Bank has announced the promotion of current Executive Vice President and Chief Financial Officer Joey Hungerford to President.  He will assume the responsibilities of the President role effective April 1, 2021.

Hungerford, a Fairfield native, has been a member of the FNB team since 2007 when he was hired as Financial Officer.  He was promoted to CFO in 2010, and again promoted to EVP in 2019.  Prior to working at FNB, Hungerford obtained a Bachelor’s and Master’s Degree in Accounting from the University of Southern Indiana and began his career with an accounting firm in Evansville, Indiana.  He became a licensed CPA in 2006.    

 “Joey has worked very hard to earn this promotion,” said Rich Montgomery, who will continue as CEO and Trust Officer in addition to assuming the new role of Chief Risk Officer.    “He has successfully led in managing the daily operations of the bank for the past two years.  He is committed to excellence and will carry the best interests of our customers, employees, shareholders, and communities with him daily.”

As FNB President, Joey will continue to provide strategic leadership, oversight and guidance in all areas of the bank across all locations.  In addition, he will continue as CFO for the organization.  “FNB has provided me many opportunities over the past fifteen years,” he commented.  “I am grateful to be a part of the bank’s great team and very excited to begin this new endeavor.”

Joey lives in Fairfield with his wife, Lea Ann, and their son, Ethan.  He is a member of the First Baptist Church in Fairfield where he serves as a Sunday School teacher.  In addition, he is a member of the Fairfield Rotary Club, active in Junior Achievement, and a Fairfield Memorial Hospital Board Member. 


October 15, 2020 – In an effort to support critical community health services during the COVID-19 pandemic, Fairfield National Bank recently presented a $15,000 donation to Fairfield Memorial Hospital.  This donation was made possible by a grant received from the Federal Home Loan Bank of Chicago (FHLB Chicago) Targeted Impact Fund.

“Fairfield Memorial Hospital is leading the way in providing pandemic-related healthcare in our region,” said Richard Montgomery, President & CEO of FNB.  “We are pleased to provide FHLB Targeted Impact funds to assist financially with this effort,” he added.

FNB chose to donate the funds to FMH for their continued efforts and critical care of community members throughout the region who have been directly affected by the COVID-19 pandemic.  The Federal Home Loan Bank of Chicago’s Targeted Impact Fund provides members with grants to support relief efforts for populations hardest hit by COVID-19.


May 20, 2020 – FNB announces a target lobby reopening date of Monday, June 1, 2020 for all locations in Fairfield, Wayne City, and Grayville.  Many measures will be in place upon reopening to promote the safety of employees and customers.

“The safety of our staff and our customers is paramount as we work towards relaxing restrictions for in-lobby vists.  We ask that customers practice social distancing and wear face coverings when able, especially in high traffic areas.  High touch surfaces will be sanitized regularly, and we will limit the number of people in our lobbies to promote proper social distancing,” said Rich Montgomery, President & CEO.  “Appointments for Loans or New Accounts can also be made to reduce wait times in lobbies.  We appreciate your understanding as we work to meet everyone’s needs during the COVID-19 pandemic.”

Customers are asked to continue to utilize drive-thrus, as well as mobile and online banking options whenever possible.  Drive-thru hours remain unchanged at all FNB locations.

“Since 1903, FNB has been built on the foundation of being good members of the community.  This principle will continue to guide us through these trying times,” added Montgomery.

For more information, please contact your local branch.  Fairfield (618) 842-2107; Wayne City (618) 895-2107; Grayville (618) 375-2261


April 2, 2020 – FNB has announced a second round of the Community Proud – Local Matters Campaign to support small businesses affected by COVID-19. This round will allow small businesses in Wayne, Edwards, and White Counties to apply for up to a $2,000 grant to help them through the effects of the pandemic. FNB has dedicated another $50,000 for this second round of grants, totaling $100,000 in local support since the start of the COVID-19 pandemic.

“Since our mission includes serving our community, we are happy to be able to announce a second round of grants,” stated Rich Montgomery, President of FNB. “This virus has had rippling effects, especially to our local economy and small businesses. We are blessed to be in a position to help them weather the storm,” he added.

Businesses need not be a current FNB customer to apply. To qualify, small businesses must be located in Wayne, Edwards, and White Counties. To apply, local businesses will need to complete an application which outlines that company’s core business, community commitment, and how the funds will be used to assist employees. Applications will be available at the drive-thru of all FNB locations starting tomorrow, as well as online at  Businesses which have already applied will be considered and need not re-apply.  Applications must be received by FNB no later than close of business Friday, April 10, 2020.

For more information, please contact Kari Book at (618) 847-9606 or