FNB’s Preferred Savings Account offers a competitive rate to our business customers! It requires a minimum opening deposit of $100 to open. A service charge fee of $6.00 will be imposed every quarterly statement cycle if the balance in the account falls below $300 any day of the cycle. There are nine withdrawals allowed per calendar quarter with a $2.00 fee for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of the nine. A Preferred Savings closing fee of $20 will be charged if your account is closed within 60 days of opening.
Fairfield National Bank offers a wide varity of certificate of deposits to meet your investment needs. We offer terms ranging from 7 days up to 5 years. See minimum balance requirements and current interest rates. Early withdrawal penalties may apply.
CDARS is the Certificate of Deposit Account Registry Service. It’s the easiest and most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. Everything is handled through our bank. Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network. Then, those member banks issue CDs in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. By working with just our bank, you can receive FDIC insurance from many. A New Accounts Representative will be happy to assist you with further details on terms and rates that are currently available.